Efficiency Maine offers a variety of home energy loans to help you pay for energy upgrades. Maine homeowners can borrow up to $15,000 over 10 years with no fees and interest rates as low as 4.99% APR.
National Energy Improvement Fund
The National Energy Improvement Fund’s (NEIF) EnergyPlus Loan is a simple interest, unsecured installment loan for most energy and resiliency improvements. All loans are made directly to the consumer by National Energy Improvement Fund, LLC for work performed by NEIF-Approved Contractors. Fixed interest rates range from 7.99% to 12.99% APR based on your credit. Payment estimates based on 9.99% APR. NEIF is an equal opportunity lender.